2 November 2, 2018 PROTECT YOUR WORLD 241187 Insurance and discounts subject to terms, conditions and availability. Allstate Fire and Casualty Insurance Co., Allstate Vehicle and Property Insurance Co.. Life insurance offered through Allstate Life Ins. Co. & Allstate Assurance Co. Northbrook, IL; and American Heritage Life Insurance Co., Jacksonville, FL. Securities offered by Personal Financial Representatives through Allstate Financial Services, LLC (LSA Securities in LA and PA). Registered Broker-Dealer. Member FINRA, SIPC. Main Office: 2920 South 84th Street, Lincoln, NE 68506. (877) 525-5727. © 2018 Allstate Insurance Co. Patel Insurance 847-847-2090 ParikhWorldwide Media, LLC. Published weekly Founded in 2004 Copyright © 2018, Desi Talk 2652 West Devon Avenue, Suite B, Chicago, IL 60659 Tel. (773) 856-0545 (773) 856-3445 Dr. Sudhir M. Parikh Founder, Chairman & Publisher Ilayas Quraishi Chief Operating Officer Ela Dutt: Editor Sujeet Rajan: Executive Editor Ruchi Vaishnav: Reporter Arun Shah: Ahmedabad Bureau Chief Peter Ferreira, Vijay Shah Photographers Bhailal M. Patel Executive Vice President Chandrakant Koticha-Rajkot, India Executive Director Business Development Jim Gallentine Business Development Manager-US M.P.Singh Chauhan Manager Business Development -Ahmedabad Shahnaz Sheikh Senior Manager Advertising & Marketing Sonia Lalwani Advertising Manager Shailu Desai Advertising New York Muslima Shethwala Syed Sheeraz Mahmood Advertising Chicago (773) 856-3445 Digant Sompura Consultant For Business Development Ahmedabad, India Ajita Kapoor Graphic Designer Main Office Editorial & Corporate Headquarters 35 Journal Square, Suite 204, Jersey City, NJ 07306 Tel. (212) 675-7515 Fax. (212) 675-7624 E-mails Website California Office 650 West Vermont Ave., Unit #46 Anaheim, CA 92805 Mumbai Office Nikita Ajay Pai Goregaon, West Mumbai Ahmedabad Office 303 Kashiparekh Complex C.G. Road, 29 Adarsh Society Ahmedabad 380009 DISCLAIMER: Desi Talk makes no warranties or representations as to the accuracy of the content and assumes no liability or re- sponsibility for any error or omission in the content. Desi Talk is not responsible or liable for any claims made in advertisements or classifieds. Any questions or comments concerning advertisements or classifieds within this newspaper should be directed to the ad- vertiser. The views, advice, opinions, and information in letters to the editor, analysis section, legal section or any other article in this publication are those of the writers and do not necessarily represent those of Desi Talk. Disclaimer: Parikh Worldwide Media assumes no liability for claims/assumptions made in advertisements and advertorials. To advertise in Desi Talk Chicago call: 773 856 3445 773 856 0545 3500 W. Devon Ave Licolnwood, IL 60712 Phone: 847-983-0321 Fax: 847-983-0219 Email: Website: Carstar Insurance Services Affordable auto insurance. SR22 and bond card available. Free quote. Free Parking. FIRST CHOICE FINANCIAL CORPORATION MORTGAGE BANKING COMPANY NMLS ID: 1693793 ($67 &(175$/ 52$' $5/,1*721 +(,*+76 ,//,12,6 7(/ ( )$; :(%6,7( ZZZ IFI FRUS FRP 0RUH FORVLQJ FRVW FUHGLW LV DYDLODEOH GHSHQGLQJ RQ LQWHUHVW UDWHV FUHGLW VFRUHV DQG /79 /RDQV RYHU *RRG WKURXJK UP TO $3,500.00 CLOSING COST CREDIT LOOK BELOW FOR DETAILS FOR 2018, EXTRA $1,000 CREDIT FOR CLOSING COSTS.** FOR MORE INFORMATION, CALL SAM MEHTA (NMLS ID: 258834) AT (773) 988-6753 OR SECURED ON LINE APPLICATION AT: &21)250,1* /2$1 /,0 ,76 XQLW 8QLWV 8QLWV 8QLW &ORVLQJ FRVW FUHGLW DPRXQW ZLOO EH JLYHQ E\ FKHFN WR WKH WLWOH FRPSDQ\ DW FORVLQJ E\ )LUVW &KRLFH )LQDQFLDO &RUS ,QYHVWPHQW SURSHUW\ XS WR ORDQ DPRXQW FORVLQJ FRVW FUHGLW /RDQ $PRXQWV RYHU WR FORVLQJ FRVW FUHGLW 2ZQHU RFFXSLHG RQO\ /RDQ DPRXQWV WR FORVLQJ FRVW FUHGLW RU XQLWV RQO\ 2ZQHU 2FFXSLHG RQO\ /RDQ DPRXQWV RYHU FORVLQJ FRVW FUHGLW RU XQLWV RQO\ 2ZQHU RFFXSLHG RQO\ /RDQ DPRXQWV RYHU FORVLQJ FRVW FUHGLW /RDQ DPRXQWV RYHU FORVLQJ FRVW FUHGLW 5HILQDQFHV )5(( /RDQV RYHU 8QGHU . ALL LOAN MUST CLOSE IN THE NAME OF FIRST CHOICE FINACIAL CORPORATION IN ORDER TO RECEIVE THE CLOSING COST CREDIT. &ORVLQJ FRVW FUHGLW LV RQO\ DYDLODEOH IRU WR XQLWV RQO\ DQG FDQQRW EH XVHG IRU UHFXUULQJ H[SHQVHV VXFK DV LQWHUHVW UHDO HVWDWH WD[HV DQG LQVXUDQFH $Q\ H[FHVV FUHGLW OHIW RYHU LV IRUIHLWHG $%29( 7(506 &$1 %( 02',),(' $1< 7,0( :,7+287 127,&( )RU FRQIRUPLQJ ORDQ $PRXQWV HLWKHU /3 DFFHSW RU '2 RU '8 $SSURYHG (OLJLEOH LV UHTXLUHG )&)& GRHV QRW OHQG RQ FUHGLW VFRUHV OHVV WKDQ